USDT0 Co-founder: Tokenized gold will become the collateral layer for on-chain finance, just as stablecoins have become the settlement layer.

USDT0 co-founder Lorenzo R. stated: "As gold prices continue to reach new highs, the tokenized gold market is also heating up rapidly, and 2026 is expected to be a breakthrough year." He believes that tokenized gold will become the collateral layer for on-chain finance, just as stablecoins have become the settlement layer. He said: "The structural pressures driving the development of stablecoins—interest rate volatility, geopolitical fragmentation, and declining trust in sovereign debt—are now converging on gold-backed assets." He added: "It is becoming increasingly clear that programmable gold will evolve from a niche risk-weighted asset class to the default hard asset standard for on-chain finance."