Citigroup, Inc.

• Citigroup (C) Stock Price 24h change: -3.4%. From 121.32 USD to 116.30 USD on the NYSE (as of Jan 14, 2026). The decline followed a Q4 revenue miss ($19.9B vs $20.55B expected) and a $1.2B pre-tax loss tied to the exit of its Russia business, overshadowing an adjusted EPS beat of $1.81.
• From a technical perspective, the stock is showing "short-term bearish pressure within a long-term uptrend." While it remains above its 200-day MA ($100.42), the 14-day RSI has dropped to 25.04 (oversold territory), and the MACD is signaling a "Sell." Immediate support is seen around $111, with resistance at $123.
• Citigroup reported Q4 adjusted EPS of $1.81, beating estimates, but shares fell as total revenue of $19.9B fell short of forecasts and the bank recorded a heavy charge for its Russia exit.
• Investment banking fees surged 35% to $1.29B in Q4 2025, driven by a rebound in M&A advisory (up ~84%), signaling a stronger corporate franchise despite overall revenue headwinds.
• Citi is reportedly laying off approximately 1,000 employees this week as part of its multi-year strategy to cut 20,000 jobs by the end of 2026 to improve efficiency and returns.
• Financial stocks across the sector fell significantly after government proposals suggested a 1-year cap on credit card interest rates at 10%, raising concerns over future interest income for major lenders.
• Bank of America and Wells Fargo also reported Q4 results on January 14, seeing share price declines of 3.7% and 4.6% respectively, as the sector grapples with mixed earnings and regulatory uncertainty.

• C Stock Price 24h change: +0.02%. From 111.60 USD to 111.62 USD. The price remained nearly flat as a "choppy" market reacted to a Q4 earnings report that featured a bottom-line beat but a revenue miss, primarily due to a $1.2 billion loss from the divestiture of its Russian unit.
• From a technical perspective, the stock is showing signs of short-term fatigue with "Sell" signals across several moving averages (MA5, MA10, MA20). However, the long-term trend remains positive as the price stays above the 200-day moving average ($91.30), though an RSI of 25.8 suggests it is approaching oversold territory following recent volatility.
• Citigroup reported Q4 2025 earnings of $1.81 per share (excluding Russia-related losses), beating the $1.70 estimate, though revenue of $19.9 billion fell short of the $20.55 billion forecast.
• CEO Jane Fraser highlighted "record dealmaking" for the year, noting that investment banking fees surged 35% to $1.29 billion as corporate confidence rebounded in late 2025.
• Reports emerged on January 12 that Citi plans to lay off approximately 1,000 employees this week as part of its ongoing restructuring goal to cut 20,000 jobs by the end of 2026.
• President Trump’s proposal to cap credit card interest rates at 10% triggered a broad sell-off in the banking sector, with the US banking index dropping over 1.2% as investors feared margin compression.
• JPMorgan and Wells Fargo also reported Q4 earnings on January 14; while JPMorgan beat expectations, its stock fell alongside peers due to sector-wide regulatory concerns and geopolitical uncertainty.